So How Much is Enough?

9 thoughts on “So How Much is Enough?”

  1. Thanks for sharing this, Jen! We have a similar goal for 2009 and similar reasons for the consumer debt (sigh – wedding expenses). Posts like this are definitely inspirational to those of us struggling with some of the same issues.

    Good luck!

  2. It’s basically half milk/half water.

    So an Americano Misto is a shot of espresso, with half the cup of water, the other half steamed milk. Most coffee places make tea mistos as well (earl grey is an especially good one).

    It’s a lighter alternative to a latte, both for the waistline and the pocketbook, but still feels a bit more indulgent than a regular coffee.

  3. Good for you! I don’t think you need to be all “feel free to tell me what idiots we are” about it. Yes, you spend more when you’re sticking to a budget than some people dream of. But, if you can do that and pay off $20k of consumer debt in one year, then you have a budget that’s working for you, so you shouldn’t apologise for it. Thanks for all the tips.

    I got laid off from my job in February last year, and after 3 months of travelling, I came back to a horrible horrible job market that I hadn’t anticipated. I’ve only worked about 2.5 out of the last 11 months and boy has it been a wakeup call in terms of my spending habits. I’ve learned that I can make do with about $150 of spending money per month, although that includes very little in the way of grocery money. (I had to move back in with my parents out of necessity, so at the moment I don’t have to pay for either groceries or rent.) Although this year has been really hard, I think some of the financial habits I’ve made will serve me well when I’m back up on my feet again.

  4. Thanks Laura (and everyone else for the kind comments) – I just meant being idiots about living in the “Land of AND” for so long, instead of being conscious about what we were spending.

    And Laura, I hope your job-hunt delivers you something great soon!

  5. Kudos to you! I wish you nothing but the best in sticking to your budget and achieving your goal for debt reduction in 2009.

    Debt reduction is something that has been weighing very heavily on my mind for the past 4-5 months. When debt is on your mind as much as it is on mine, it’s time to do something about it. My plan was, after we got back from travels in October, to buckle down – get a full time day job in addition to still working on my own business – and get debt paid down, no matter how much work it would be for me.

    That said, here I am, a couple of months into my job hunt, and nothing. I guess I was being cocky in thinking I’d be able to land one in no time … let me tell ya, I’ve been put in my place! I have excellent experience and credentials, yet no job … it’s so very frustrating, and disappointing.

    But your post has lifted my spirits. I’m going do as much as possible with my own business in an attempt to bring in a bit more $$, and my job search will continue.

    I look forward to hearing your updates, and will send positive thoughts your way! šŸ™‚

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