Spend Less, Make More

Of course the fundamentals of any balanced budget is that you can’t spend more than you make. It’s a no-brainer. It’s also not always easy (possible, yes, easy, no) to make sure that actually happens on a month-to-month basis. With a large amount of credit available and/or minimum payments you could also make for “just … Continue reading Spend Less, Make More

X-Ray Glasses

Now that we’re debt-free, I wanted to share some of the tools we used on the way there. Actually, there was just one tool: Google Spreadsheets. In it, we built our budget, and kept track of everything we realized needed keeping track of. The visibility into exactly how much money we expected to be coming … Continue reading X-Ray Glasses